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Foremost News and Media
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Grand Rapids, MI – Foremost Insurance Group is expanding its Dwelling Fire program in Kentucky effective June 15, 2010. Foremost® is targeting standard and preferred landlord and rental property customers with new, larger discounts and broadened underwriting.

“We’re excited about more opportunities to insure even more landlords, since we are expanding outside of the non-standard business we have always targeted,” says Andy Thomas, Foremost zone executive director. “The numerous discounts in the new program are a great benefit to producers and their customers, offering a competitive price for quality coverage.”

Some of the changes to the Dwelling Fire program include:   

  • Financial Responsibility Scores are being used as a rating parameter for landlord business with a discount of up to 25% for Superior Financial Responsibility.
  • Homes up to 10 years old may qualify for an Age-of-Home discount of up to 26%.
  • Owners with another personal lines or qualifying life policy with Foremost, Farmers®, Bristol West® or 21st Century may qualify for a discount.
  • Owners with multiple properties insured with Foremost may qualify for a discount of up to 10%.

Foremost is also broadening its underwriting and accepts the following:

  • Homes with open foundations
  • Customers with up to five losses
  • Multiple dwellings on premises
  • Vacation rental properties

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